People often think that if they have bad credit they should not have a credit card. This is incorrect.  You should have at least one credit card and preferably three so you show varying types of debt.

Please ensure you apply the following rules when using your second chance credit card:

• Never spend anymore than 30% of your Credit Limit (even if you pay the minimum amount per month)
• Pay off the Minimum Amount on Time every Month 
• Do not open up more than three Credit Cards

Click Here To Apply for our Recommended 2nd Chance Credit Card