Banks that do Not use ChexSystems
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Non ChexSystems Online Banking - Which Banks do not use ChexSystems
The following is a list of the banks that do not use ChexSystems. This is our recommended list that you should use to source a
reputable bank for your second chance checking account.
Click Here To Apply for our Recommended 2nd Chance Checking
Account
| Bank |
Location(s) |
Online Banking? |
| Access National Bank |
Virginia |
Yes |
| Amcore Bank |
Illinois, Iowa, Wisconsin |
Yes |
| Apple Creek Banking Company |
Ohio |
No Website |
| Armed Forces Bank (military) |
Alabama, Arizona, California, Colorado, Florida, Georgia, Illinois, Kansas, Kentucky, Missouri,
Nevada, New Jersey, North Dakota, Texas, Virginia, Washington, Wyoming |
Yes |
| Bank Caroline |
South Carolina |
Yes |
| Bank of Nashville |
Tennessee |
Yes |
| Bank of Pensacola |
Florida |
Yes |
| BB&T |
Alabama, Florida, Georgia, Indiana, Kentucky, Maryland, North Carolina, South Carolina, Tennessee,
Virginia, Washington DC, West Virginia |
Yes |
| Centrue Bank |
Illinois |
Yes |
| Boone County National Bank |
Missouri |
Yes |
| Chester National Bank |
Illinois, Missouri |
Yes |
| Citizens State Bank |
Michigan |
Yes |
| City National Bank & Trust |
Oklahoma |
Yes |
| Community Bank & Trust |
Oklahoma |
Yes |
| Elizabethton Federal Savings Bank |
Tennessee |
Yes |
| Elk Horn Bank & Trust |
Arkansas |
Yes |
| Equitable Savings and Loan |
Colorado |
Yes |
| EverBank |
Online |
Yes |
| First Citizens Bank |
North Carolina, Virginia, West Virginia |
Yes |
| First Convenience Bank |
Texas |
Yes |
| First Federal |
South Carolina |
Yes |
| First Internet Bank of Indiana |
Indiana |
Yes |
| First State Bank |
Michigan |
Yes |
| First State Bank |
Kansas |
Yes |
| First State Bank of Mendota |
Illinois |
Yes |
| First United Bank |
Colorado |
Yes |
| Fort Sill National Bank (military) |
California, Delaware, North Carolina, Oklahoma, South Carolina, Tennessee, Texas |
Yes |
| Fremont National Bank & Trust |
Nebraska |
Yes |
| Glenview State Bank |
Illinois |
Yes |
| Greenville National Bank |
Ohio |
Yes |
| ING Direct |
Online |
Yes |
| Kevil Bank |
Kentucky |
No Website |
| Keystone Savings Bank |
Iowa |
Yes |
| Keywest Bank |
Florida |
Yes |
| Old Florida Bank |
Florida |
Yes |
| Omega Bank |
Pennsylvania |
Yes |
| Peoples Bank |
Texas |
Yes |
| Peoples Trust & Savings Bank |
Iowa |
Yes |
| Prosperity Bank |
Florida |
Yes |
| Savings Institute |
Connecticut |
Yes |
| Security Bank of Southwest Missouri |
Missouri |
No Website |
| Suntrust |
Alabama, Arkansas, Florida, Georgia, Maryland, Mississippi, North Carolina, Ohio, Pennsylvania, South
Carolina, Tennessee, Virginia, Washington DC, West Virginia |
Yes |
| TCF Bank |
Arizona, Colorado, Illinois, Indiana, Michigan, Minnesota, Wisconsin |
Yes |
| Transportation Alliance Bank |
Utah |
Yes |
| Teche Federal Bank |
Louisiana |
Yes |
| The Farmers State Bank |
Ohio |
Yes |
| Trustco Bank |
Massachusetts, New York, Florida |
Yes |
| Univest |
Pennsylvania |
Yes |
| USAA (military) |
Arizona, California, Colorado, Florida, Nevada, Texas, Virginia |
Yes |
| US Bank |
*Only at Meijer Stores |
Yes |
| Valley State Bank |
Kansas |
Yes |
| Wachovia |
Nationwide |
Yes |
| Wayne County Bank |
Tennessee |
Yes |
| Woodforest National Bank |
Texas |
Yes |
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